Personal Checking
Monthly maintenance fee based on daily minimum balance:
| $500.00 and Over | No Service Charge |
| $400.00 – $499.99 | $1.00 |
| $300.00 – $399.99 | $2.00 |
| $200.00 – $299.99 | $3.00 |
| $100.00 – $199.99 | $4.00 |
| $99.99 and Below | $5.00 |
Plus $.10 per debit over 20 debits not including automatics, ATM, or Debit Card withdrawals.
GCB Free Checking
- $50 minimum deposit to open account
- No minimum to maintain account
- No monthly maintenance fee
- FREE – Unlimited check writing
- FREE – Check image retention (no copies sent to customers)
Cents-Able Checking
Monthly maintenance fee:
$0.99 per month plus $0.15 per debit over 5 debits not including automatics, ATM, or debit card withdrawals
Personal Now – .70% APY
Monthly maintenance fee if balance falls below daily minimum balance of $1,000 or $1,500 average monthly balance:
| $500.00 – $999.99 | $4.00 |
| $0.00 – $499.99 | $5.00 |
| Plus on all tiers $0.10 per debit over 20 debits not including automatic, ATM, or Debit Card withdrawals. |
- Minimum opening deposit of $1,000
- $1,000 minimum balance required to obtain APY
- Account subject to other account fees
- Fees may reduce earnings
- Rate may change after the account is opened
Senior Now – .70% APY
- Available if 55 years or older
- No monthly maintenance fees
- $1,000 minimum balance required to obtain APY
- Account subject to other account fees
- Fees may reduce earnings
- Rate may change after the account is opened
VISA Debit Card
Genoa Community Bank VISA debit card is the ultimate in banking convenience. Your debit card is good anywhere in the world where VISA is accepted. The card can be used to access cash at an ATM machine, or it can take the place of your check at any merchant.
There is no fee to obtain a debit card, and there are no additional fees associated with using the card.* Each time you use your card the transaction will be conveniently listed on your monthly statement, and there won’t be bulky stacks of cancelled checks to sort through. Call or email us today to get more details on opening a Checking Account and obtaining your VISA debit card.
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*ATMs owned by other banks may assess a small fee.
Verified By Visa
Genoa Community Bank is now participating in the “Verified by Visa” program. Visa’s multiple layers of security provide cardholders with an extraordinary level of protection so they can feel confident no matter how they use their Visa card. Verified by Visa plays an important role in this strategy in the following ways:
- Improving the security of online payment transactions
- Increasing both cardholder and merchant confidence in Internet purchases
- Reducing disputes and fraudulent activity related to Visa payment cards
Preventing online fraud is a key consumer concern for merchants. Security and protection against fraud are especially important to online consumers. In fact, payment card security is cited as an important reason why consumers do not make purchases online. By merchants participating in Verified by Visa, they will give their customers reassurance they’re safe when they shop at their site. Moreover, more than 70 percent of consumers surveyed indicated that they would be more likely to make purchases at websites that support Verified by Visa.
It is simple for consumers to use. Once Verified by Visa is activated, a consumer’s card is automatically recognized when used for purchases at participating online stores. The consumer is asked for their password; the password is verified; and the transaction is completed.
Genoa Community Bank’s Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases. Genoa Community Bank and Visa are pleased to offer you this great service at no additional charge. To begin using this secure way of internet shopping, sign up today at Genoa Community Bank Verified By Visa Services.
Lost or stolen card?
If your card has been lost or stolen, immediately contact us at (402) 993-2231. After hours, call (888) 263-3370.
